47 Gold - Carbon 5-20 Days
49 Gold - Carbon 5-20 Days
51 Gold - Carbon 5-20 Days
53 Gold - Carbon 5-20 Days
55 Gold - Carbon 5-20 Days
57 Gold - Carbon 5-20 Days
60 Gold - Carbon 5-20 Days
47 Raw 5-20 Days
49 Raw 5-20 Days
51 Raw 5-20 Days
53 Raw 5-20 Days
55 Raw 5-20 Days
57 Raw 5-20 Days
60 Raw 5-20 Days
47 Tanzanite - Lilac 5-20 Days
49 Tanzanite - Lilac 5-20 Days
51 Tanzanite - Lilac 5-20 Days
53 Tanzanite - Lilac 5-20 Days
55 Tanzanite - Lilac 5-20 Days
57 Tanzanite - Lilac 5-20 Days
60 Tanzanite - Lilac 5-20 Days
47 zCustom MyO 5-20 Days
49 zCustom MyO 5-20 Days
51 zCustom MyO 5-20 Days
53 zCustom MyO 5-20 Days
55 zCustom MyO 5-20 Days
57 zCustom MyO 5-20 Days
60 zCustom MyO 5-20 Days

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Finance Illustrations

Other finance options may be available to you at checkout. All finance is subject to status, minimum spend applies.

	Classic Credit 36 Months 15.9% (Minimum goods total £300.00)
Cash Price	£5999.00
Minimum Deposit	15%
Deposit to Pay	£899.85
Loan	£5099.15
Duration (Months)	36
36 Monthly Payments of	£176.38*
Cost of Credit	£1250.53
Rate of Interest (fixed)	15.9%
APR Representative	15.9% APR Representative
Total Amount Payable	£7249.53

Lowest monthly payment	Classic Credit 36 Months 4.9% (Minimum goods total £500.00)
Cash Price	£5999.00
Minimum Deposit	20%
Deposit to Pay	£1199.80
Loan	£4799.20
Duration (Months)	36
36 Monthly Payments of	£143.40*
Cost of Credit	£363.20
Rate of Interest (fixed)	4.9%
APR Representative	4.9% APR Representative
Total Amount Payable	£6362.20

Lowest borrowing cost	Interest Free Finance (10 Months) (Minimum goods total £700.00)
Cash Price	£5999.00
Minimum Deposit	10%
Deposit to Pay	£599.90
Loan	£5399.10
Duration (Months)	10
10 Monthly Payments of	£539.91*
Cost of Credit	£0.00
Rate of Interest (fixed)	0%
APR Representative	0% APR Representative
Total Amount Payable	£5999.00

*Final payment may be slightly higher or lower than quoted: this will be made clear in your loan documents prior to you signing the agreement

Note: Selecting other items in our site may affect which finance options are available to you. Add your preferred items to your basket and visit the checkout. You can see which options your selected products qualify for before giving us any personal details.

Representative example

Cash price £2000.00, Deposit £200.00. Total amount of credit £1800.00 over 10 months with an annual interest rate of 0% (Fixed). Monthly repayments will be £180.00 with a total repayable of £2000.00. 0% APR representative.

The above representative example shows the finance information that we expect to apply to more than half of accepted applications for the specific amount and repayment term.

Representative example

Cash price £2000.00, Deposit £400.00. Total amount of credit £1600.00 over 36 months with an annual interest rate of 4.9% (Fixed). Monthly repayments will be £47.81 with a total repayable of £2121.16. 4.9% APR representative.

The above representative example shows the finance information that we expect to apply to more than half of accepted applications for the specific amount and repayment term.

Representative example

Cash price £2000.00, Deposit £300.00. Total amount of credit £1700.00 over 36 months with an annual interest rate of 15.9% (Fixed). Monthly repayments will be £58.81 with a total repayable of £2417.16. 15.9% APR representative.

The above representative example shows the finance information that we expect to apply to more than half of accepted applications for the specific amount and repayment term.

Finance is provided by V12 Retail Finance Ltd, a trading name of Secure Trust Bank Plc. which is registered in England and Wales: 541132. Registered Office: Yorke House, Arleston Way, Solihull, B90 4LH. Secure Trust Bank Plc is authorised and regulated by the Financial Conduct Authority (FRN 204550). For more information please visit www.v12retailfinance.com.

Credit subject to status, UK only 18+

Missed or late payments will result in fees and additional interest on your loan and can also affect your credit file and your ability to obtain credit in the future.

v12Finance is the trading name of Secure Trust Bank Plc, which acts as a credit broker, not a lender.

Credit Facilities available on this product - Click for more details and payment examples

Finance* from £143.40 per month

*subject to status, minimum spend applies

Hover mouse for full example.

Model Year	2026
Options	47 Gold - Carbon 5-20 Days 49 Gold - Carbon 5-20 Days 51 Gold - Carbon 5-20 Days 53 Gold - Carbon 5-20 Days 55 Gold - Carbon 5-20 Days 57 Gold - Carbon 5-20 Days 60 Gold - Carbon 5-20 Days 47 Raw 5-20 Days 49 Raw 5-20 Days 51 Raw 5-20 Days 53 Raw 5-20 Days 55 Raw 5-20 Days 57 Raw 5-20 Days 60 Raw 5-20 Days 47 Tanzanite - Lilac 5-20 Days 49 Tanzanite - Lilac 5-20 Days 51 Tanzanite - Lilac 5-20 Days 53 Tanzanite - Lilac 5-20 Days 55 Tanzanite - Lilac 5-20 Days 57 Tanzanite - Lilac 5-20 Days 60 Tanzanite - Lilac 5-20 Days 47 zCustom MyO 5-20 Days 49 zCustom MyO 5-20 Days 51 zCustom MyO 5-20 Days 53 zCustom MyO 5-20 Days 55 zCustom MyO 5-20 Days 57 zCustom MyO 5-20 Days 60 zCustom MyO 5-20 Days
Product	Frame: Orbea Orca Aero Carbon OMX disc, monocoque construction, HS 1,5", BB 386, powermeter compatible, Thru Axle 12mm x 142mm rear, thread M12x2 P1, Speed release compatible, internal cable routing, EC/DC compatible Fork: Orbea Orca Aero OMX ICR, full carbon, 1-1/8" - 1,5" tappered head tube compatible, Thru axle 12x100mm, thread M12x2 P1, Speed release compatible dropout. Headset: FSA 1-1/2" Integrated Aluminium Cup Handlebar: Integrated Bar and Stem OC SH-RA10, Road Aero Carbon, Reach 80, Drop 125 Brakes: Shimano R8170 Hydraulic Disc Front Derailleur: Shimano Ultegra Di2 R8150 Rear Derailleur: Shimano Ultegra Di2 R8150 Shifters: Shimano ST-8170 Cassette: Shimano Ultegra R8100 11-30t 12-Speed Chain: Shimano M8100 Crankset: Shimano Ultegra R8100 36x52t Wheels: Oquo Road Performance RP45LTD Rear Hub: Orbea Thru Axle 12x142mm M12x2 P1 Lite Front Hub: Orbea Thru Axle 12x100mm M12x2 P1 Lite Tyres: Vittoria Corsa N.Ext G2.0 Foldable 700x28c Seatpost: OC Road Aero RA10 Carbon Ultralight, SB0/25, w/Micro tilt adjustment Saddle: Prologo Scratch-M5 Pas T2.0 size 140mm Storage: OC Aero Toolbox TB01PP Hydration: OC Aero Bottle RA10 (550ml) + Carbon Cage Kit RA10 Side Bag: OC Aero Toolbox TB01PP Handlebar Plugs: Orbea Anti-Slippery/Shock Proof

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ORBEA ORCA AERO M20iLTD 2026

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Finance Illustrations

Representative example

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Representative example