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Finance Illustrations

Other finance options may be available to you at checkout. All finance is subject to status, minimum spend applies.

	Classic Credit 36 Months 15.9% (Minimum goods total £300.00)
Cash Price	£5999.00
Minimum Deposit	15%
Deposit to Pay	£899.85
Loan	£5099.15
Duration (Months)	36
36 Monthly Payments of	£176.38*
Cost of Credit	£1250.53
Rate of Interest (fixed)	15.9%
APR Representative	15.9% APR Representative
Total Amount Payable	£7249.53

Lowest monthly payment	Classic Credit 36 Months 4.9% (Minimum goods total £500.00)
Cash Price	£5999.00
Minimum Deposit	20%
Deposit to Pay	£1199.80
Loan	£4799.20
Duration (Months)	36
36 Monthly Payments of	£143.40*
Cost of Credit	£363.20
Rate of Interest (fixed)	4.9%
APR Representative	4.9% APR Representative
Total Amount Payable	£6362.20

Lowest borrowing cost	Interest Free Finance (10 Months) (Minimum goods total £700.00)
Cash Price	£5999.00
Minimum Deposit	10%
Deposit to Pay	£599.90
Loan	£5399.10
Duration (Months)	10
10 Monthly Payments of	£539.91*
Cost of Credit	£0.00
Rate of Interest (fixed)	0%
APR Representative	0% APR Representative
Total Amount Payable	£5999.00

*Final payment may be slightly higher or lower than quoted: this will be made clear in your loan documents prior to you signing the agreement

Note: Selecting other items in our site may affect which finance options are available to you. Add your preferred items to your basket and visit the checkout. You can see which options your selected products qualify for before giving us any personal details.

Representative example

Cash price £2000.00, Deposit £200.00. Total amount of credit £1800.00 over 10 months with an annual interest rate of 0% (Fixed). Monthly repayments will be £180.00 with a total repayable of £2000.00. 0% APR representative.

The above representative example shows the finance information that we expect to apply to more than half of accepted applications for the specific amount and repayment term.

Representative example

Cash price £2000.00, Deposit £400.00. Total amount of credit £1600.00 over 36 months with an annual interest rate of 4.9% (Fixed). Monthly repayments will be £47.81 with a total repayable of £2121.16. 4.9% APR representative.

The above representative example shows the finance information that we expect to apply to more than half of accepted applications for the specific amount and repayment term.

Representative example

Cash price £2000.00, Deposit £300.00. Total amount of credit £1700.00 over 36 months with an annual interest rate of 15.9% (Fixed). Monthly repayments will be £58.81 with a total repayable of £2417.16. 15.9% APR representative.

The above representative example shows the finance information that we expect to apply to more than half of accepted applications for the specific amount and repayment term.

Finance is provided by V12 Retail Finance Ltd, a trading name of Secure Trust Bank Plc. which is registered in England and Wales: 541132. Registered Office: Yorke House, Arleston Way, Solihull, B90 4LH. Secure Trust Bank Plc is authorised and regulated by the Financial Conduct Authority (FRN 204550). For more information please visit www.v12retailfinance.com.

Credit subject to status, UK only 18+

Missed or late payments will result in fees and additional interest on your loan and can also affect your credit file and your ability to obtain credit in the future.

v12Finance is the trading name of Secure Trust Bank Plc, which acts as a credit broker, not a lender.

Credit Facilities available on this product - Click for more details and payment examples

Finance* from £143.40 per month

*subject to status, minimum spend applies

Hover mouse for full example.

Model Year	2025
Options	47 Blue - Silver 5-20 Days 49 Blue - Silver 5-20 Days 51 Blue - Silver 5-20 Days 53 Blue - Silver 5-20 Days 55 Blue - Silver 5-20 Days 57 Blue - Silver 5-20 Days 60 Blue - Silver 5-20 Days 47 Red - Titanium 5-20 Days 49 Red - Titanium 5-20 Days 51 Red - Titanium 5-20 Days 53 Red - Titanium 5-20 Days 55 Red - Titanium 5-20 Days 57 Red - Titanium 5-20 Days 60 Red - Titanium 5-20 Days 47 Vulcano - Black 5-20 Days 49 Vulcano - Black 5-20 Days 51 Vulcano - Black 5-20 Days 53 Vulcano - Black 5-20 Days 55 Vulcano - Black 5-20 Days 57 Vulcano - Black 5-20 Days 60 Vulcano - Black 5-20 Days 47 White - Burgundy - Vulcano 5-20 Days 49 White - Burgundy - Vulcano 5-20 Days 51 White - Burgundy - Vulcano 5-20 Days 53 White - Burgundy - Vulcano 5-20 Days 55 White - Burgundy - Vulcano 5-20 Days 57 White - Burgundy - Vulcano 5-20 Days 60 White - Burgundy - Vulcano 5-20 Days 47 zCustom MyO 5-20 Days 49 zCustom MyO 5-20 Days 51 zCustom MyO 5-20 Days 53 zCustom MyO 5-20 Days 55 zCustom MyO 5-20 Days 57 zCustom MyO 5-20 Days 60 zCustom MyO 5-20 Days
Product	Frame: Orbea Orca carbon OMR 2024, monocoque construction, HS 1,5", BB 386mm, powermeter compatible, Rear Thru Axle 12x142mm, thread M12x2 P1, internal cable routing. Fork: Orbea Orca OMR ICR 2024, full carbon, 1-1/8" - 1,5" tappered head tube compatible, Thru axle 12x100mm, thread M12x2 P1. Headset: FSA 1-1/2" Integrated Aluminium Cup Stem: OC Road Performance RP10, -8Âº Handlebar: OC Road Performance RP21 Alu SL, Reach 80, Drop 125 Brakes: Shimano R8170 Hydraulic Disc Front Derailleur: Shimano Ultegra Di2 R8150 Rear Derailleur: Shimano Ultegra Di2 R8150 Shifters: Shimano ST-8170 Cassette: Shimano Ultegra R8100 11-30t 12-Speed Chain: Shimano M8100 Crankset: Shimano Ultegra R8100 34x50t Wheels: Oquo Road Performance RP35TEAM, carbon Mini Hook rim, 35mm profile, Zipp ZR1 hub, 21mm internal width, Sapim Sprint TCS Oxi spokes, 700C Rear Hub: Orbea Thru Axle 12x142mm M12x2 P1 Lite Front Hub: Orbea Thru Axle 12x100mm M12x2 P1 Lite Tyres: Vittoria Corsa N.Ext G2.0 Foldable 700x28c Seatpost: OC Performance XP10-S Carbon, 27.2mm, Setback 20 Saddle: Fizik Vento Antares R7 Alloy Rail 140mm Handlebar Plugs: Orbea Anti-Slippery/Shock Proof

ORBEA Orca M20iteam 2025

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Finance Illustrations

Representative example

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Representative example