S Blue - Black 5-20 Days
M Blue - Black 5-20 Days
L Blue - Black 5-20 Days
XL Blue - Black 5-20 Days
S Rust - Black 5-20 Days
M Rust - Black 5-20 Days
L Rust - Black 5-20 Days
XL Rust - Black 5-20 Days
S White - Black 5-20 Days
M White - Black 5-20 Days
L White - Black 5-20 Days
XL White - Black 5-20 Days

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Finance Illustrations

Other finance options may be available to you at checkout. All finance is subject to status, minimum spend applies.

	Classic Credit 36 Months 15.9% (Minimum goods total £300.00)
Cash Price	£5299.00
Minimum Deposit	15%
Deposit to Pay	£794.85
Loan	£4504.15
Duration (Months)	36
36 Monthly Payments of	£155.80*
Cost of Credit	£1104.65
Rate of Interest (fixed)	15.9%
APR Representative	15.9% APR Representative
Total Amount Payable	£6403.65

Lowest monthly payment	Classic Credit 36 Months 4.9% (Minimum goods total £500.00)
Cash Price	£5299.00
Minimum Deposit	20%
Deposit to Pay	£1059.80
Loan	£4239.20
Duration (Months)	36
36 Monthly Payments of	£126.66*
Cost of Credit	£320.56
Rate of Interest (fixed)	4.9%
APR Representative	4.9% APR Representative
Total Amount Payable	£5619.56

Lowest borrowing cost	Interest Free Finance (10 Months) (Minimum goods total £700.00)
Cash Price	£5299.00
Minimum Deposit	10%
Deposit to Pay	£529.90
Loan	£4769.10
Duration (Months)	10
10 Monthly Payments of	£476.91*
Cost of Credit	£0.00
Rate of Interest (fixed)	0%
APR Representative	0% APR Representative
Total Amount Payable	£5299.00

*Final payment may be slightly higher or lower than quoted: this will be made clear in your loan documents prior to you signing the agreement

Note: Selecting other items in our site may affect which finance options are available to you. Add your preferred items to your basket and visit the checkout. You can see which options your selected products qualify for before giving us any personal details.

Representative example

Cash price £2000.00, Deposit £200.00. Total amount of credit £1800.00 over 10 months with an annual interest rate of 0% (Fixed). Monthly repayments will be £180.00 with a total repayable of £2000.00. 0% APR representative.

The above representative example shows the finance information that we expect to apply to more than half of accepted applications for the specific amount and repayment term.

Representative example

Cash price £2000.00, Deposit £400.00. Total amount of credit £1600.00 over 36 months with an annual interest rate of 4.9% (Fixed). Monthly repayments will be £47.81 with a total repayable of £2121.16. 4.9% APR representative.

The above representative example shows the finance information that we expect to apply to more than half of accepted applications for the specific amount and repayment term.

Representative example

Cash price £2000.00, Deposit £300.00. Total amount of credit £1700.00 over 36 months with an annual interest rate of 15.9% (Fixed). Monthly repayments will be £58.81 with a total repayable of £2417.16. 15.9% APR representative.

The above representative example shows the finance information that we expect to apply to more than half of accepted applications for the specific amount and repayment term.

Finance is provided by V12 Retail Finance Ltd, a trading name of Secure Trust Bank Plc. which is registered in England and Wales: 541132. Registered Office: Yorke House, Arleston Way, Solihull, B90 4LH. Secure Trust Bank Plc is authorised and regulated by the Financial Conduct Authority (FRN 204550). For more information please visit www.v12retailfinance.com.

Credit subject to status, UK only 18+

Missed or late payments will result in fees and additional interest on your loan and can also affect your credit file and your ability to obtain credit in the future.

v12Finance is the trading name of Secure Trust Bank Plc, which acts as a credit broker, not a lender.

Credit Facilities available on this product - Click for more details and payment examples

Finance* from £126.66 per month

*subject to status, minimum spend applies

Hover mouse for full example.

Model Year	2026
Options	S Blue - Black 5-20 Days M Blue - Black 5-20 Days L Blue - Black 5-20 Days XL Blue - Black 5-20 Days S Rust - Black 5-20 Days M Rust - Black 5-20 Days L Rust - Black 5-20 Days XL Rust - Black 5-20 Days S White - Black 5-20 Days M White - Black 5-20 Days L White - Black 5-20 Days XL White - Black 5-20 Days
Product	Frame: Orbea Muga Fork: Fox 34 Float AWL Sport 120 Rail 2.0, Kabolt 15x110, Fender and ABS Mts Shock: Fox Float Performance Trunnion 2-Pos custom tune 165x42.5mm Headset: FSA 1-1/2" Integrated Aluminium Cup Handlebar: Orbea Urban, Integrated Light, Rise 30, Width 760 Brakes: Shimano MT420 Hydraulic Disc Shifters: Shimano EN605-R Cassette: Shimano CS-LG400 11-45t 11-Speed Chain: KMC eGlide Crank: Prowheel EB03 alloy Pedals: VP-892 Black with reflectors Wheels: Alloy, 26c, 32H Tyres: Schwalbe Johnny Watts LR, 60-622, Reflective Tape Seatpost: OC Mountain Control MC22, 31.6mm, Dropper Seatpost Remote: OC Dropper Remote for Sram Matchmaker Saddle: Selle Royal Vivo Ergo Mudguard: Curana Apollo Orbit 70mm Front light: Supernova Starstream Pure, Low Beam Front Light 2: Orbea integrated, USB-C charging point Rear light: Supernova TL3 Z Quick stand: Orbea Integrated Battery: Bosch Powertube 750Wh Horizontal BBP3770 Motor: Bosch Performance Line CX BDU3843 Display: Bosch System Controller BRC3100 Charger: Bosch Charger 4A (230V) BPC3400 Remote1: Bosch Mini Remote BRC3300 Rear carrier: Orbea RR-02 Alloy, w/MIK HD and MIK Side and Ortlieb QL3.1 system. Max. 30Kg

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ORBEA MUGA 20 2026

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Finance Illustrations

Representative example

Representative example

Representative example