XS Cosmic - Green 5-20 Days
S Cosmic - Green 5-20 Days
M Cosmic - Green 5-20 Days
L Cosmic - Green 5-20 Days
XL Cosmic - Green 5-20 Days
XXL Cosmic - Green 5-20 Days
XS Red 5-20 Days
S Red 5-20 Days
M Red 5-20 Days
L Red 5-20 Days
XL Red 5-20 Days
XXL Red 5-20 Days
XS White - Lime 5-20 Days
S White - Lime 5-20 Days
M White - Lime 5-20 Days
L White - Lime 5-20 Days
XL White - Lime 5-20 Days
XXL White - Lime 5-20 Days
XS zCustom MyO 5-20 Days
S zCustom MyO 5-20 Days
M zCustom MyO 5-20 Days
L zCustom MyO 5-20 Days
XL zCustom MyO 5-20 Days
XXL zCustom MyO 5-20 Days

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Finance Illustrations

Other finance options may be available to you at checkout. All finance is subject to status, minimum spend applies.

	Classic Credit 36 Months 15.9% (Minimum goods total £300.00)
Cash Price	£3499.00
Minimum Deposit	15%
Deposit to Pay	£524.85
Loan	£2974.15
Duration (Months)	36
36 Monthly Payments of	£102.88*
Cost of Credit	£729.53
Rate of Interest (fixed)	15.9%
APR Representative	15.9% APR Representative
Total Amount Payable	£4228.53

Lowest monthly payment	Classic Credit 36 Months 4.9% (Minimum goods total £500.00)
Cash Price	£3499.00
Minimum Deposit	20%
Deposit to Pay	£699.80
Loan	£2799.20
Duration (Months)	36
36 Monthly Payments of	£83.64*
Cost of Credit	£211.84
Rate of Interest (fixed)	4.9%
APR Representative	4.9% APR Representative
Total Amount Payable	£3710.84

Lowest borrowing cost	Interest Free Finance (10 Months) (Minimum goods total £700.00)
Cash Price	£3499.00
Minimum Deposit	10%
Deposit to Pay	£349.90
Loan	£3149.10
Duration (Months)	10
10 Monthly Payments of	£314.91*
Cost of Credit	£0.00
Rate of Interest (fixed)	0%
APR Representative	0% APR Representative
Total Amount Payable	£3499.00

*Final payment may be slightly higher or lower than quoted: this will be made clear in your loan documents prior to you signing the agreement

Note: Selecting other items in our site may affect which finance options are available to you. Add your preferred items to your basket and visit the checkout. You can see which options your selected products qualify for before giving us any personal details.

Representative example

Cash price £2000.00, Deposit £200.00. Total amount of credit £1800.00 over 10 months with an annual interest rate of 0% (Fixed). Monthly repayments will be £180.00 with a total repayable of £2000.00. 0% APR representative.

The above representative example shows the finance information that we expect to apply to more than half of accepted applications for the specific amount and repayment term.

Representative example

Cash price £2000.00, Deposit £400.00. Total amount of credit £1600.00 over 36 months with an annual interest rate of 4.9% (Fixed). Monthly repayments will be £47.81 with a total repayable of £2121.16. 4.9% APR representative.

The above representative example shows the finance information that we expect to apply to more than half of accepted applications for the specific amount and repayment term.

Representative example

Cash price £2000.00, Deposit £300.00. Total amount of credit £1700.00 over 36 months with an annual interest rate of 15.9% (Fixed). Monthly repayments will be £58.81 with a total repayable of £2417.16. 15.9% APR representative.

The above representative example shows the finance information that we expect to apply to more than half of accepted applications for the specific amount and repayment term.

Finance is provided by V12 Retail Finance Ltd, a trading name of Secure Trust Bank Plc. which is registered in England and Wales: 541132. Registered Office: Yorke House, Arleston Way, Solihull, B90 4LH. Secure Trust Bank Plc is authorised and regulated by the Financial Conduct Authority (FRN 204550). For more information please visit www.v12retailfinance.com.

Credit subject to status, UK only 18+

Missed or late payments will result in fees and additional interest on your loan and can also affect your credit file and your ability to obtain credit in the future.

v12Finance is the trading name of Secure Trust Bank Plc, which acts as a credit broker, not a lender.

Credit Facilities available on this product - Click for more details and payment examples

Finance* from £83.64 per month

*subject to status, minimum spend applies

Hover mouse for full example.

Model Year	2025
Options	XS Cosmic - Green 5-20 Days S Cosmic - Green 5-20 Days M Cosmic - Green 5-20 Days L Cosmic - Green 5-20 Days XL Cosmic - Green 5-20 Days XXL Cosmic - Green 5-20 Days XS Red 5-20 Days S Red 5-20 Days M Red 5-20 Days L Red 5-20 Days XL Red 5-20 Days XXL Red 5-20 Days XS White - Lime 5-20 Days S White - Lime 5-20 Days M White - Lime 5-20 Days L White - Lime 5-20 Days XL White - Lime 5-20 Days XXL White - Lime 5-20 Days XS zCustom MyO 5-20 Days S zCustom MyO 5-20 Days M zCustom MyO 5-20 Days L zCustom MyO 5-20 Days XL zCustom MyO 5-20 Days XXL zCustom MyO 5-20 Days
Product	Frame: Orbea Terra carbon OMR Disc, monocoque construction, HS 1,5", PF30, powermeter compatible, Thru Axle 12x142mm rear, thread M12x2 P1, Internal Cable Routing, LOCKR service box Fork: Orbea Terra ICR, full carbon, 1-1/8" - 1,5" tappered head tube compatible, Thru axle 12x100mm, thread M12x2 P1 Headset: FSA 1-1/2" Integrated Aluminium Cup Stem: OC Road Performance RP22, -5Âº Handlebar: OC Gravel GR31, Reach 70, Drop 110 Brakes: Shimano RX400 Hydraulic disc Front Derailleur: Shimano GRX RX820 Rear Derailleur: Shimano GRX RX820 Shifters: Shimano GRX RX610 Cassette: Shimano HG710 11-36t 12-Speed Chain: Shimano M6100 Crankset: Shimano GRX RX610 30x46t Wheels: Alloy, Tubeless, 700c, 21c Rear Hub: Orbea Thru Axle 12x142mm M12x2 P1 Solid inner threaded Front Hub: Orbea Thru Axle 12x100mm M12x2 P1 Solid Tyres: Vittoria Terreno Dry CX-Gravel G2.0 TNT 700x38c Seatpost: SP 0.2 Carbon, 27.2mm, Setback 20 Saddle: Prologo Akero AGX black rails size 155mm Storage: Accesories Containers Side Bag: Accesories Containers Handlebar Plugs: Orbea Anti-Slippery/Shock Proof

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ORBEA Terra M30team 2025

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Finance Illustrations

Representative example

Representative example

Representative example